Would your business be able to maintain its revenues and profits if one of its key people died or couldn’t work for an extended period due to a serious illness or accident?
You’ve worked hard to build your business, making sure it’s protected at a time of need makes ‘good business sense’.
Income protection is also known as disability income insurance and is designed to provide a replacement income if the insured person is unable to work due to a disability.
Business Expenses Insurance
Business Expenses provides a monthly payment, if you are sick or injured, for up to a year to help cover fixed business costs including; staff salaries, rent on your place of business or interest on borrowings.
Buy / Sell Agreements
Buy/sell agreements are contracts between business partners or shareholders of small businesses, typically taken out as a form of business insurance.
Key person insurance, also known as key man insurance, is a form of life cover that protects your business from loss as a result of losing the services of critical individuals.