• Stream support Smart Pups

    Our awesome team at Stream have proudly donated the proceeds from ‘Casual Dress Day’ to Smart Pups Assistance Dogs for Special Needs Children Inc. Smart Pups goal is to improve the quality of life of children living with autism or seizure related syndromes by training their Assistance Dogs in ‘task specific’ skills. Smart Pups Assistance

    January 19, 2022
  • Preparing for retirement in uncertain times

    As most long-term investors know, investment markets have their ups and downs. The downs are usually associated with periods of uncertainty, perhaps due to political or economic factors, or even natural disasters. Uncertainty leads to volatility – more extreme movements in asset prices – which can have a big impact on portfolio values. This can

    January 6, 2022
  • Merry Christmas and Happy New Year!

    Merry Christmas from the team at Stream Financial! Christmas Hours: Our Office will be closed from 24th Dec to 4th Jan 2022 Please enjoy our Christmas Video for 2021 and a bit of nostalgia.

    December 23, 2021
  • Time to Reflect

    Many people use the Christmas/New Year period to reflect on the year that has just passed, often in a blur, and begin thinking about the future and how to achieve their hopes and dreams. Similarly, the new financial year is a good opportunity to reconsider financial strategies and goals.  If that sounds like a good

    December 9, 2021
  • Will you retire with enough money in your super fund?

    Stream Financial  – Financial Planning Sunshine Coast Most working Australians aspire to the idea that they’ll reach a point where they can retire debt-free and with enough money in their superannuation fund – perhaps supplemented by the age pension – to provide them with a comfortable standard of living in retirement.  For many that remains

    November 4, 2021
  • Simple money mistakes – and how to fix them!

    Financial Advisers Sunshine Coast The world is constantly dangling temptations before our eyes, and it’s never been easier to buy stuff, even if we don’t have the money. The upshot is that we are all susceptible to making some basic financial errors. Individually, these mistakes can be small. Added together, they can really hold us

    October 7, 2021
  • Stream Team supports IFYS

    Our awesome team at Stream Financial – Sunshine Coast Financial Advisers have proudly donated the proceeds from ‘Casual Dress Day’ to IFYS Ltd who support families, children and young people who are disadvantaged. IFYS Ltd delivers a range of specialist support and intervention programs for children, young people and families. Working closely with businesses, corporations,

    October 6, 2021
  • An often forgotten aspect of insurance

    Stream Financial – Sunshine Coast Financial Advisers When most people think about financial planning they tend to focus on the wealth creation side of things, but often forget about the wealth protection. Building a financial plan without adequate insurance is like building a house on flimsy foundations.  Comprehensive insurance cover can be a significant expense;

    September 8, 2021
  • The essential ingredient of a financial plan

    Here’s a recipe for a basic financial plan: Take one or more income sources and pour into a big pot. Add appropriate amounts of life, income protection and permanent disability insurance. Simmer for a few decades while slowly adding superannuation contributions and a dollop of non-super savings. Stir in some constructive debt, but take care

    August 12, 2021
  • With the current low interest rates, is paying your mortgage off quicker the best option?

    Stream Financial – Financial Planning Sunshine Coast Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If your mortgage interest rate was 8% per annum, that’s the effective,

    July 26, 2021
  • Stream proudly support Forget Me Not

    Stream Financial – Sunshine Coast Financial Planning Our awesome team at Stream have proudly donated the proceeds from ‘Casual Dress Day’ to Forget Me Not Australia Limited for the Rescue Crew who support children to rejoin their families. Where does the money go? Alisha’s grandmother said it was as if gold had been laid at her

    July 8, 2021
  • Insurance Awareness Day

    Stream Financial – Financial Planners Sunshine Coast Today is Insurance Awareness Day! Insurance Awareness Day reminds you that taking the time to talk to an insurance specialist as when the unexpected happens, it’s comforting to know that you’re financially protected. Our team of professionals will guide you through what can be a tricky and unclear

    June 28, 2021
  • Shit that I need to think about now that I’m older

    The other day I went for a general check-up and the doctor said among other usual tests, ‘cholesterol, blood pressure, iron etc’ we had better check your prostrate (something an early 40ish year old male just gives a blank look too!). The doctor said ‘ well you are in your 40’s now’ – and this

    May 27, 2021
  • The Balancing Act Budget Federal Budget 2021-22 

    The 2021-22 Federal Budget is a balancing act between a better than anticipated deficit ($106 bn), an impending election, and the need to invest in the long term. Key initiatives include: Extension of temporary full expensing and loss-carry back providing immediate deductions for business investment in capital assets Introduction of a ‘patent box’ offering tax

    May 13, 2021
  • Budget 2021-2022 helping first home buyers and retirees

    Find out how the 2021-2022 Budget will affect home ownership and retirement! Pathways to home ownership The Government recognises the importance of home ownership and the economic and social benefits it provides. That is why the Government is establishing the Family Home Guarantee, creating a pathway to home ownership for single parents to enter or

    May 11, 2021
  • Pre-nup agreements – are they worth it?

    Guest Blog by Shanahan Family Law A pre-nuptial agreement (known as a Binding Financial Agreement) is becoming more and more the norm for couples who are wanting to form a long-lasting relationship whilst also thinking with their heads and protecting their assets. It could be considered like insurance, you may not want it but if

    April 29, 2021
  • Financial Independence Awareness Day

    This Sunday 25th April 2021 is Financial Independence Awareness Day! Financial independence is something we all like the sound of, but not many of us know much about how to truly attain it. That’s why International Financial Independence Awareness Day has come along to change all that. It’s about sharing the simple rules that can

    April 21, 2021
  • Teach me how to use money

    Financial Advisers Sunshine Coast – Stream Financial Schools and universities are great places and teach us so much, but often fail to instil some basic life skills. One such life skill is understanding money. Sounds simple, right? We spend it, and many of us do that well… perhaps too well. Many people get themselves into

    March 31, 2021
  • Stream Team Clean Up Australia

    Financial Advisers Sunshine Coast – Stream Financial The Stream Team stepped up for Clean Up Australia Day! It was beautiful morning to clean up our beautiful country. Clean Up Australia inspires and empowers communities to clean up, fix up and conserve our environment. What was started thirty years ago, by an “average Australian bloke” who

    March 11, 2021
  • Trans-Tasman retirement savings portability scheme for individuals

    From 1 July 2013, individuals may transfer retirement savings between Australia and New Zealand after emigrating from one country to the other. The transfer is voluntary for members. Accepting transferred retirement savings is also voluntary for Australian super funds. Check with your Australian super fund to confirm if they are participating in the scheme. You may

    February 11, 2021
  • Does money bring happiness?

    The short answer is ‘yes’, but only up to a point. People in richer countries are, collectively, happier than people in poor countries. Within countries, people with higher incomes are generally happier than people on low incomes. Surprisingly, once basic living needs are met, the amount of happiness gained from each additional dollar of income

    February 2, 2021
  • Proudly supporting Beyond Blue

    Our awesome team at Stream have proudly donated the proceeds from ‘Casual Dress Day’ to Beyond Blue. The demand on Beyond Blue Support Service has grown significantly this year and donations ensure they can  answer every phone call, email and chat. The donation will help Beyond Blue continue to work towards achieving an Australian community that

    January 13, 2021
  • How to get your financial house in order for 2021

    The start of a new year is a great time to get your financial house in order. Here’s how to whip yourself into better financial shape in 2021. 1. Set up a detailed budget Knowing where your money goes every month is essential to getting on track financially. 2. Automate your saving Taking some of

    January 7, 2021
  • Six Christmas spending tips to avoid a financial hangover in 2021

    1. Set a budget for your Christmas spending Draw up a budget for your Christmas spending – not just presents, but the additional spending on food, drink and socialising. Place this Christmas component of your budget within the rest of the household budget, so that you can manage the overall effect Christmas spending has on

    December 2, 2020
  • New program for children of families impacted by cancer

    The impact of a parent, grandparent or sibling going through cancer treatment is significant on children in a family, in fact, the entire family is affected. Yet there is currently no dedicated program available across the Sunshine Coast that supports children of parents and guardians with cancer. A community-health gap that aligns strongly with Bloomhill

    September 23, 2020
  • Mark’s Claim Story

    Mark shares his story about when he suffered a stroke and how this changed his life. He also talks about how Stream Financial were able to help him with his claim so he could focus on the road to recovery. Testimonial Janis and Conrad came out to the Stroke foundation and I took note of

    September 17, 2020
  • Janeah’s Insurance Claim Story

    Janeah shares her cancer story and how it has affected her life now she is unable to continue in the job she loved. She also shares how Janis helped with her Insurance Claim and took all the pressure off, so she could focus on getting better. Testimonial Janis did everything she could possible do, she

    September 3, 2020
  • Webinar – My Insurance and COVID-19

    An informative discussion regarding the impact COVID19 has on your personal insurance and what options are available during this difficult time. When: 11am – Wednesday 20th May 2020 Where: Zoom Webinar  

    May 15, 2020
  • Webinar – Is now a good time to buy?

    With all the noise happening in the media, some of you may be conscious of the potential advantages this dreadful situation can place in front of an astute investor. We are being asked a lot of questions from our clients regarding the recent plunge in the market and if this signifies a good time to

    April 17, 2020
  • How we can help in these challenging times

    The times they are a changing, said someone once in a song, and right now change is a huge part of all our daily lives. What hasn’t changed is our commitment we have to help stabilise financial uncertainty, and our ability to assist you through these uncertain times. For most of you the threat of

    March 19, 2020