You're in control
We get it. Financial planning can be confusing, especially when it comes to fees.
That's why at Stream Financial, we're all about clarity and simplicity.
We're 100% transparent about our fees, so you know exactly what you're getting and what it'll cost you.
No surprises, no hidden charges.
We make sure you understand the value you'll receive before making any commitments to move forward to the next step.
Discover
Visualise
Plan
Action
Progress
Start building your financial future today
90 Minute meeting
1. Discover
An eye-opening experience! We'll ask lots of questions to uncover how you want to spend your time and money now and in the future.
- About you and your financial situation
- Money and life priorities (goal mapping)
- Key areas to start thinking about
- How we work and our fees
Fee: Complimentary
90 Minute meeting
2. Visualise
Watch your financial world come alive as we use our interactive tool to visualise your income, debt, savings and investments. See your progress towards your goals and the short, medium and long-term impact on your money.
- Access to Stream Financial portal (prior to meeting)
- Big picture cash flow and goal projections
- Identify priorities, 'what if's and financial blind spots
- Interactive tool to see the impact of various scenarios
- Advice Proposal - how we can help and our fees to move forward
Fee: $660
90 Minute meeting
3. Plan
We crunch the numbers and give you a clear action plan with the financial structure and steps to address all your priorities and 'what ifs'.
- Advice document (SOA): A financial roadmap with a step-by-step plan, product recommendations, reasoning behind our advice, and alternative options to consider
- Financial projections: Detailed cash flow, savings and tax projections
Fee: $3,500 - $4,500 *
*Plan fee may vary in more complex situations.
2-6 weeks once paperwork is completed*
4. Action
When you don't have the time (or desire) to DIY your financials. We do all the heavy lifting to make your financial recommendations a reality.
- We lodge all the paperwork and deal with the funds / banks / investments / insurers
- We follow-up with all parties and keep you updated on the progress
- Meet with Michelle to run through everything that is in place, answer questions, and login to any online systems/portals
Fee: $2,500 *
*Implementation time and fee may vary depending on the complexity of your situation.
Ongoing
5. Progress
Feel clear, confident and in control knowing you've got an experienced team by your side, keeping you accountable and on track.
Six-Month phone check-in
- See how you're tracking with your financial plan
Annual forward planning meeting
- Celebrate the wins from the last 12 months
- Review your goals and priorities
- Rebalance investments (if required)
- Adjust your plan to suit changes in your life and changes to legislation
Ongoing support
- Phone and email support
- Access to Stream Financial Portal
- Monthly newsletters
Fee: $3,960, plus 0.33% of funds under advice per annum. No lock-in contracts.
Following this process, you will have:
- Clarity. With a comprehensive written plan that has been put into action.
- Confidence. Knowing that all stones have been unturned and that you'll be better placed to make more possible in the future. Feeling assured you're on the right path for you.
- Direction. Having the right partner work with you along the way - there for you when you may be unsure of things, helping you keep on track, and encouraging you through your journey.
We make sure you understand the value you'll receive before making any commitments to move forward to the next step.
All prices are inclusive of GST.