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  • Financial Planning
    • Client Experience
    • Investment Philosophy
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    • Superannuation
    • Retirement Planning
    • Estate Planning
    • Centrelink Pensions and Allowances
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    • Business Insurance
      • Buy Sell Agreements
      • Key Person Insurance
      • Business Expenses Insurance
      • Do I need Business Insurance?
    • Personal Insurance
      • Income Protection
      • Trauma Insurance
      • Life Insurance
      • Total and Permanently Disabled (TPD)
      • Do I need Life Insurance?
    • Frequently Asked Questions
  • Claims
    • Claims Management
    • Claims Process
    • Client Stories
  • Our Clients
  • Our Team
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  • Financial Planning
    • Client Experience
    • Investment Philosophy
    • Wealth Creation
    • Superannuation
    • Retirement Planning
    • Estate Planning
    • Centrelink Pensions and Allowances
  • Insurance
    • Business Insurance
      • Buy Sell Agreements
      • Key Person Insurance
      • Business Expenses Insurance
      • Do I need Business Insurance?
    • Personal Insurance
      • Income Protection
      • Trauma Insurance
      • Life Insurance
      • Total and Permanently Disabled (TPD)
      • Do I need Life Insurance?
    • Frequently Asked Questions
  • Claims
    • Claims Management
    • Claims Process
    • Client Stories
  • Our Clients
  • Our Team
  • Insights
    • News
    • Resources
  • Contact
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PERSONAL INSURANCE CLAIMS AUSTRALIA

FOCUS ON YOU.
WE'LL DEAL WITH YOUR INSURER.

At Stream Financial we believe that making an insurance claim should be as simple and stress free as possible, and you don’t need to handle it all yourself.

Book a call to discuss your claim

Life and TPD Insurance Claims | Trauma Insurance Claims | Income Protection Claims

DEALING WITH INSURERS CAN BE
INTIMIDATING AND CONFRONTING

Going through a significant illness, injury or death of a loved one is difficult enough. The last thing you feel like doing is dealing with your insurer or superannuation provider.

If you are unfamiliar with claims management and its intricate nuances, you may compromise your insurance payout, which could have significant financial and emotional impacts.

Don't do it alone. The Stream Financial team will guide you through what can be a tricky and unclear process, allowing you and your family to concentrate on the important things.

Support

SUPPORT

We take care of all aspects of managing your insurance claim.

Care

CARE

Deal with an experienced Claims Specialist, not random people in a call centre.

Hope

HOPE

Get the best possible financial outcome in the fastest possible timeframe.

Book a call to discuss your claim

MANAGING ALL ASPECTS OF YOUR INSURANCE CLAIM

Understanding

You

Contact us to begin the process.

Insurance-claim-gather-info

Together

We’ll gather info from you and provide advice.

Support

Support

Provide proof from your doctor to your insurer.

Research

Review

Review documents and complete claim.

Implement

Your Team

We will lodge your claim and follow up potential benefits.

Goals

Outcome

We will advise you of the outcome from your insurer.

We are in your corner, making the insurance claim process as hassle-free as possible for you.

This includes:

Managing the entire process for you, from initial claim notification to payment

Provide a single point of contact who represents your interests

Ensure you receive every benefit you deserve

Explain things in a way that is easy to understand

Liaise with your doctors, employer and account as needed

Advice of tax matters associated with your claim

Dispute management and resolution where required 

Our fees are significantly less than the fees charged by lawyers who offer insurance claims services with a much bigger price tag.

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Client stories

Insurance Claim

Jodi’s claim story

Jodi shares her experience going through the claim process with Stream Financial.

Watch story
Income Protection

Bec’s claim story

After being diagnosed with cancer at 35, Bec was fortunate that her income protection cover allowed her to focus on her treatment.

Watch story
Income Protection

Jo and Carl’s claim story

When their income protection insurance claim was mishandled with another business, Jo and Carl turned to Stream Financial to help.

Watch story
Income Protection

Warwick’s claim story

Stream helped Warwick claim on his income protection insurance so he was able to recover properly thanks to better quality rehab and care.

Watch story
Income Protection

Lisa’s claim story

Lisa relied upon her Income Protection Insurance after being diagnosed with an auto-immune syndrome that left her unable to work.

Watch story
Insurance Claim

Scott’s claim story

Easing the burden and assuring the future is a little brighter.

Watch story
Income Protection

Janeah’s claim story

When preparing for the worst pays off.

Watch story
Book a call to discuss your claim

We Know Insurance

Insurance is known for being complex. Making sense of the policy conditions, definitions, waiting periods, and exclusions is tough. The language and jargon in insurers’ Product Disclosure Statements can be confusing and difficult for people outside the insurance world to understand.

Our claims team has extensive insurance knowledge and is experienced in unravelling the complexities of insurance policies and dealing with insurers.

Meet our claims specialist

Janis Glassop

Working in the field of Financial Advice and specifically Risk Insurance Claims, has given me a whole new avenue for being able to help and assist people. At a time in life when all seems too hard, when the last thing you want to do is battle with your insurance or superannuation provider for income protection or a lump sum claim, I’m the person who can navigate this landscape for you with empathy, precision and care.

I have been insured through Stream Financial for a number of years and have recently had to make a claim on my IP insurance. I was in a very vulnerable place at the time and through the interactions with the team at Stream Financial I felt acknowledged and supported through the whole process. Initially meeting with Lachlan who was patient and thorough through the initial first meetings and then had the fortune of having Janis assist me from there on with regular phone calls to just check in and see how i was feeling as well as liaising between the insurance company on my behalf until I felt able to do so myself. I would highly recommend the team at Stream Financial as in my experience, I was entirely supported through the claim process and feel that they put me, the client first.

Richard Leathers

The experience we had with Stream Financial was nothing short of amazing. They are so friendly and professional. The out come of our claim thanks to Janis and Lachlan was life changing. Also the advice for our future was perfect for what we need to do to secure our future. I highly recommend Stream Financial and will be a client for many years to come.

Sharon Porter

Am writing to thank Janis on her swift and efficient way she handled my claim process. I was very impressed with her professionalism. The apprehension I felt whilst making the claim was totally diminished by Janis’ skill set and knowledge handling of my claim. Janis always goes the extra mile to alleviate any stress or pressure on me throughout the whole process. My husband and I have an ongoing relationship/friendship with Janis; she makes you feel like family and she is there to support us in any way she can. We appreciate you, Janis.

Leanne Kelly

I would like to give a massive shout-out to Tim, Janis and the whole team for their awesome continued support and dedication to our financial future. We have had 2 very successful claims, and ongoing service has been second to none. We highly recommend Stream Financial and will continue to use their services for years to come.

Mark Porter

Janis from stream from financial is a very special person. She delt with my insurance claim very professionally and compassionately I would highly recommend her and her organisation’s services.

Lee Brown

Janis at Stream Financial is an absolute legend. She handled our recent life insurance claims with personal care, attention and efficiency that made the process much less stressful than it would have been otherwise. Highly recommend Janis and the team, whether it’s taking out a new policy or handling a claim.

Warrick Bidwell

I cannot recommend the team at Stream Financial enough, they are lifesavers! Janis has been terrific even when I was not at my best and Tim is amazing and reassuring when I needed someone to talk to. It has been a life changing out come for myself and my family from the bottom of our hearts Thank you!

Vaughn Bruton

I have had Janis handling a case of mine and it was fast and successful, thank you so much for taking me on. Janis is awesome, she is the one you need on your side when you have to solve something with an insurer.

Aysha Cincotta

Stream Financial have been excellent in the way they conduct business. We have been extremely impressed with Janis Glassop. Janis is one of the most friendly, professional person we have ever dealt with, Janis would be a most valuable employee in any business. Thank You Janis All the very best in the future. Stay safe.

Colleen Flashman

We have had the good fortune of working with Janis Glassop over a period of time on a very complex and distressing case. I cannot recommend Janis enough. Janis has at all times gone above and beyond in her role representing us. She has been totally committed to our case and her professionalism, knowledge and efficiency has been outstanding. Janis also has a very caring manner and takes the time to get to know her clients, which has allowed us to put complete trust in her with very personal information. I highly recommend Janis and the whole team at Stream Financial.

Zita Harris

I would like to thank Janis for her amazing help when our insurance provider took out $6,474 in error from our bank account (as we have a monthly direct debit with them). It was very complicated but Janis made them fix their error and refund all of our money back to us. I’m sure if I was solely dealing with the insurance provider on my own that I would still be waiting for our money to be refunded. Words cannot express my gratitude.

Toni-Maree Chappell

I have been insured through Stream Financial for a number of years and have recently had to make a claim on my IP insurance. I was in a very vulnerable place at the time and through the interactions with the team at Stream Financial I felt acknowledged and supported through the whole process. Initially meeting with Lachlan who was patient and thorough through the initial first meetings and then had the fortune of having Janis assist me from there on with regular phone calls to just check in and see how I was feeling as well as liaising between the insurance company on my behalf until I felt able to do so myself. I would highly recommend the team at Stream Financial as in my experience, I was entirely supported through the claim process and feel that they put me, the client first.

Danielle Vickery

After giving Janis the policies and permissions she made it an easy task from our point of view, Janis worked very hard, had answers quickly and kept me up to date on all aspects of the claims, I gave Janis any and all information she asked for and found Janis very trustworthy and really on the ball, all the claims went through quickly and left us very happy campers. In fact the whole Stream Financial team is trustworthy and knowledgeable. We have used their services since then on other matters and would not hesitate in making a recommendation for Janis.

Mark Hunter

Janis did everything she could possible do, she was amazing. I wouldn’t have been able to do it, I wouldn’t have know what to do so having her guidance was amazing. Having her do it took the pressure off me and I could concentrate on myself and getting better. So I would rather her do it, its her job and she does it very well. Having Janis do it was 100% the right thing.

Janeah

If I had to do this myself, It would have been too much stress and I would have not worried about it – I want to thank Janis and Rebecca who made it a lot easier…. Being a one wage household, just having that money there has just taken a lot of stress off.

Scott

Nothing was ever too much of a problem for the team, I had their support and they held my hand through the whole process. I was able to move forwardly confidently. Every single time I needed to get information through to help make the claim, they were right there… the team was great. I was very grateful for having the income protection that I had, I was able to continue to pay the mortgage off and stay on top for the five months I was unable to work.

Lisa

I was able to go straight to the private hospital, get all the physio that I wanted and the rehab I needed and actually get back on my feet, so much quicker… It was less than 48hrs and the money itself appeared in my bank account, from the time I phoned the guys at Stream. I don’t even think I filled out any paperwork… It was one of those experiences where it was like ‘wow’ did I just get that good of an experience?

Warwick

We do have income protection, unfortunately, the income protection wasn’t taken out with Stream but with another provider, it was a good one however, it wasn’t managed that well. We looked to Stream to help us with our personal insurance. Stream was able to take over it [the claim] for Carl as a gesture of goodwill for us. It was unbelievable, particularly as the company where the claim was through wasn’t that great. Stream helped us navigate the procedure and made it easy.

Jo

Stream really care about the people they’re helping… they’re doing it for the satisfaction of the person getting what they really need out of it and making sure the people get looked after in their time of need.

Bec
Book a call to discuss your claim

We've been in your shoes

<h4 class="van_doore">Tim van Doore</h4>Principal

Tim van Doore

Principal

Stream Financial's insurance claims service was born out of my personal experience when faced with a cancer diagnosis in 2013.

I was carrying a huge emotional load in the face of my unexpected diagnosis and was physically drained from going through treatment.

Despite experience working in the insurance industry, I found the process of making Trauma and Income Protection claims exhausting. The insurance claims were a constant stress at the back of my mind.

Following my recovery, I wanted to help ease the pressure of the claims process on others faced with an illness or injury.

In 2015, we introduced insurance claims as a service for not only our existing clients but anyone who feels overwhelmed by the claims process and needs help getting the best outcome from their insurer.

What can be one of the most daunting experiences of a lifetime is business as usual for our team.

You're not alone.
We go to bat with your insurer.

We take the burden of dealing with your insurer off your plate so you can focus on your well-being. Our team will leave no stone unturned to get you the insurance payout and benefits you are entitled to receive under the terms of your policy.

Phone

1. Book a call

Schedule a no-obligation 1-hour call to see how our expert team may be able to help progress your insurance claim.

Lodge

2. Lodge Your Claim

We’ll guide you through every step of lodging your insurance claim and deal with the insurer and medical professionals on your behalf.

Focus

2. Focus on you

Focus on you and your family with peace of mind knowing that an experienced team is going to bat for you with the insurer to get the best possible financial outcome for you.

Based in Buderim on the Sunshine Coast, we help clients across Australia and expats living overseas.

Book a call to discuss your claim

Get in touch

  • 1300 983 942

  • Suite 11-14, 100 Burnett St
    Buderim, QLD 4556

  • Monday - Friday
    8:30 - 17:00

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stream-financial-10-insurance-claim-traps

10 traps to avoid when making a personal insurance claim

Free quick guide

Avoid making common mistakes that could compromise your insurance payout.

  • Get the insurance payout you are entitled to
  • Alleviate some of the stress when making a claim
  • Avoid time delays and lawyer's fees

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Stream Financial Pty Ltd
ABN 48 154 256 818
Corporate Authorised Representative No. 416793
Suite 11-14, 100 Burnett St
Buderim, QLD, 4556

PO Box 1994
Buderim, QLD, 4556

GPS Wealth Ltd
ABN 17005482726
AFSL 254544
Head Office Level 15, 115 Pitt Street
Sydney, NSW, 2000

The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your personal objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial adviser to consider whether that is appropriate having regard to your own objectives, financial situation and needs.

Stream Financial acknowledges the Traditional Owners of Country throughout Australia and recognises the continuing connection to lands, cultures, and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures; and to Elders past and present.

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