Retirement planning Sunshine Coast

Financial planning for over 50's

Helping you make smart money decisions on the home stretch towards retirement.

Helping you reach your enough

PLAN YOUR RETIREMENT WITH CONFIDENCE: EXPERT ADVICE FOR A WORRY-FREE FUTURE

Can you picture your life in retirement filled with all the things you love to do? Maybe that's caravanning around Australia or jet setting to exotic locations. It could be that more time enjoying your hobbies and spoiling the grandkids is high on your wishlist.

But what if you're equally worried that you won’t have enough to afford the retirement you have dreamt about all these years?

Well, now you can stress less because at Stream Financial, we help you work out 'how much is enough' so you can enjoy RETIREMENT YOUR WAY.

Retirement can be both an exciting and daunting prospect. While it may mark the end of your working life, it also opens up a whole new world of possibilities and freedom. However, with increased life expectancy and rising costs of living, retirement planning has become more important than ever before.

At Stream Financial, our experienced retirement advisers on the Sunshine Coast are dedicated to helping you navigate the complexities of retirement planning and guiding you towards achieving your desired retirement goals.

As you approach retirement, you may find yourself wondering if you've saved enough, if your investments are on track, and how to ensure your money lasts throughout your golden years. We understand these concerns and are committed to providing you with retirement planning and advice tailored to your unique circumstances, aspirations, and risk tolerance.

Working together, we'll build a plan that aligns with your ideal retirement. Whether you dream of caravan trips across Australia’s expansive landscapes, enjoying your hobbies, or cherishing moments with your grandchildren, retirement fundamentally represents freedom. The freedom to live life on your terms, backed by the confidence of a secure financial foundation.

At Stream Financial, we're committed to providing you with a clear path forward, ensuring you’re not just ready for retirement, but excited for it. From the Sunshine Coast to wherever your retirement dreams may take you, we're here to guide every step of the way.

Retirement Advice to Unlock the Lifestyle You’ve Dreamed Of

Retirement planning is more than safeguarding your financial future; it's about building enjoyment into your post-work lifestyle. In devising your retirement roadmap, we want to understand what brings you joy. Do you dream of international travels or local adventures?

Are you looking forward to volunteering, spending time with family, or pursuing a passion project? Through open and honest conversations, we'll gain insights into your retirement goals, enabling us to develop a personalised financial plan that supports how you want to spend your time. With our expertise and your aspirations as a guide, we'll help you unlock the retirement you've been dreaming of and ensure your financial resources are aligned with your plans.

With clarity, confidence, and choice as our guiding principles, your retirement adviser will ensure that financial concerns don't hinder your dreams.

Clarity

See the horizon when it comes to your money. We can then prepare a clear plan for your future and provide ongoing guidance.

Confidence

Feel confident in your numbers. Know ‘how much is enough’ to make life-changing decisions and enjoy your retirement with confidence.

Choice

Be assured in the knowledge you have an experienced team on your side through all of life’s ups and downs.

Book an appointment

Guiding you through the transition to retirement

As you approach retirement, it's essential to have a dedicated team of professionals guiding you through the transition process. Our retirement advisers will work closely with you to develop a comprehensive plan that addresses all aspects of your financial life, including:

Reviewing your income requirements and sources

Optimising your investment portfolio to align with your risk tolerance and retirement goals, ensuring you can focus on living, not financial markets
Exploring strategies to access your superannuation and create a steady income stream
Maximising your government entitlements and minimising tax obligations
Reviewing and updating your estate plan to protect your legacy

With our expertise and personalised approach, you can feel confident and prepared as you enter the next chapter of your life. We'll be there to support you every step of the way, ensuring that your retirement is everything you've dreamed of and more.

What our clients say

At Stream Financial, we understand that planning for retirement is a journey, and our clients' success stories are a testament to our commitment to helping them achieve their goals. Here's what some of our clients have to say about their experience with our retirement planning services.

Janis from stream from financial is a very special person. She delt with my insurance claim very professionally and compassionately I would highly recommend her and her organisation’s services.

Lee B.

Lachlan and the team at Stream Financial were very easy to work with and made an effort to understand our situation and goals.

Julian W.

Sharon and I would like to give a massive shout out to Tim , Janis and the whole team for their awesome continued support and dedication to our financial future . We have had 2 very successful claims and on going service has been second to none. We highly recommend Stream Financial and will continue to use their services for years to come . Cheers Mark and Sharon

Mark P.

Hi LachlanIt was so nice to meet with you yesterday and to bounce ideas around the room. Thankyou for hearing me and your ideas and thoughts.Thankyou!Plus I loved the welcome and sign plus your office lady was so bubbly, positive and kind 10/10 such a rarity these days. Please pass on my gratitude 🙏Kind regards,Carole henry

Lasolana A.

We are incredibly grateful to have Nick as our financial advisor. As a young couple, navigating finances, superannuation, and insurance can be overwhelming, but Nick's patience and expert advice have made all the difference. He consistently provides guidance that suits our unique needs, and his dedication to getting things done efficiently is impressive.Nick is not only knowledgeable and professional but also genuinely caring. We trust him completely with our financial planning, knowing we don't have to worry about the complicated details. His support has given us peace of mind and confidence in our financial future. Thank you, Nick, for your outstanding service and for being such a trustworthy advisor.

Ciaran J.

Nick has been amazing with guiding and helping me understand the process and giving options. Anytime I've had questions, which has been a few times, he's been quick to respond and answer my queries. His knowledge and compassion has been fantastic! I highly recommend him. Thanks Nick.

Julie S.

Nick was amazing and so informative. He really helped us with our goals and putting things into perspective. We can’t wait to continue on this journey with his help. Thanks again Nick

Rosie G.

We used Nick at Stream and cannot speak highly enough of the overall service. From start to finish we felt we were in safe hands, and Nicks insight and forward thinking has really propelled us into actively working towards the goals set. Can't recommend highly enough

Gary

Highly recommend the team at Stream financial for their expert advice and professional service. Really helped us out with our financial plans.

kelly M.

Very happy with Janis and the Stream Finacial team services ! they always have my best interests at heart with quick and thorough responses when it counts. Great job guys !

kyle S.

We were recommended Lachlan Money of Stream Financial in Buderim by our solicitor as we felt we needed some help with our financial future. He has consistently helped clarify our direction and ease our minds regarding our specific needs and has become our partner in all things super and advice. Lachlan and the team at Stream Financial have been understanding and professional in their dealings to help us gain our future financial direction.

Brett H.

We joined the Stream Financial team about 5 years ago and we are so glad we did. With their help, we now feel in control of our finances and our future as we creep towards that golden age of retirement. Regarding Simon's journey to accessing his income protection, the process was made simpler as each step was carefully explained and we felt thoroughly supported. Big thanks to all, in particular to Lachlan Money and Janis Glassop, for their help and guidance. Very appreciative that you are on our side.

Sharon H.

By far the best group of people I could ask for to lead me and my family through to a better financial future

Cory B.

Nick from Stream Financial has been fantastic to deal with. He made us feel very comfortable to discuss our current situation and future goals, and provided really thorough advice to help us achieve it. Nick has been very professional and friendly throughout.

Marianne O.

Lachlan clearly has considerable expertise in personal insurance. He was courteous and a pleasure to deal with. I am grateful I was referred to him.

Jarrod S.

Great experience speaking to Lachlan about two issues we had regarding Insurance and Super. Couldn't recommend them any higher

Christian T.

Helpful, knowledgeable, patient. We had a free, long, no-obligation meeting with Diane, where she took the time to listen and understand our situation. She explained that if we went ahead, the next steps would be a second meeting to compare different outcomes, depending on what options we chose to help us reach our financial goals, tailored to our specific situation and our level of comfort with risk; followed by a detailed proposal of how to accomplish the task. We found Diane to be knowledgeable, with an ability to explain complex information in an easily digestible manner.

Jane D.

Lachlan was an absolute delight to deal with from day one. He was so patient with me & was more than happy to walk me through any queries I had, always making himself available to me!

Dani M.

When I lost my husband , as well as being in grief I also had no confidence in my ability to manage my funds without him. Lachlan Money from Stream financial , as well as proving solid and intelligent advice for my family’s future financial success, was a genuinely warm and comforting support. I feel able to call upon Lachlan whenever I need assistance but rarely need to do so as his planning sessions with me describe a sensible and appropriate strategy towards prosperity with Stream Financial at my back.. I know I’m not doing this alone!

Lindsey N.

I was independently referred to Stream Financial Buderim by my accountant. Nick Tenuta undertook a review of my life insurances in order to make current and that I was not over insured paying out money for services I did not require. His professionalism, turn around time and constant engagement to keep me up to date on progress was all first class. I highly recommend these services.

Alex L.

Lachlan Money proved to be not only friendly and prompt in answering any of our questions but also very professional and knowledgeable when we were looking to transition to retirement. He gave us sound investment advice appropriate for our age and our future. I would not hesitate in recommending Lachlan to anyone looking for advice on their future wealth plans whether it be investing or retiring.

Christine G.

Max and I have been with Stream Financial for over a year now and cannot fault the service we have received. The staff are very helpful and should I have extra questions all I have to do is call and they help me out.I would not delay in recommending Stream Financial and their staff.

Lynette G.

Am writing to thank Janis on her swift and efficient way she handled my claim process.I was very impressed with the professionalism of Janis.The apprehension I felt whilst making the claim was totally diminished by Janis skill set and knowledge handling of my claim.Janis always goes the extra mile to alleviate any stress or pressure on me throughout the whole process.My husband and I have an ongoing relationship/friendship with Janis, Janis makes you feel like family and she isthere to support us in any way she can.We appreciate you Janis.

Leanne K.

Amazing help, and super friendly!Made our dealings easy and comfotable. couldn't recommend Janis any more, she's great!

Amy

I highly recommend everyone at Stream Financial. I feel so blessed to have found them to take care of my financial needs & I am just so grateful to them for making it so easy for me. They really listened & cared for my needs, organised my financials & gave me the security I desperately needed in my life. Di has set me up for life & I love her understanding & amazing mastery to make my financials work for me. Janis & Tim fought a battle for me that I shouldn't have needed to but did, & we won thanks to their incredible knowledge & perseverance. If you need any financial help, look no further as these are your professionals!

Jodie M.

Twelve months ago my wife and I decided to change our financial advisor. Initial phone calls and meetings with Diane went well, and we were not blinded by financial words or plans. We suggest anyone looking for financial advice to contact, Diane at Stream Financial

Alan K.

I have to hand it to you Janis, you have to be one of the most diligently communicative professionals I’ve ever worked with.From our first meeting in 2016 to date working through the insurance market that would best suit my needs, and you kept me updated at the drop of a hat.Your customer service was exceptional, as you kept me updated throughout the entire process.If had a question about the product, Janis responded promptly and professionally.Overall, my experience with Janis has been outstanding.Thank you again for everything.Sincerely,Leanne Kelly

Bruce M.

I met Lachlan today for my initial appointment. Absolutely impeccable service, can't fault it. Super friendly staff, super astute advice, and great coffee 😀 Would recommend to everyone. Thanks!

Ashleigh M.

We were very impressed with Lachlan's knowledge and expertise. Highly recommend if you're looking for assistance with financial planning.

Jamie S.

I was very nervous to sit down with Nick and Tim, they quickly put me at ease and were so helpful. They were always sure to check that I was comfortable with the plan and that I understood what they were advising. I feel much more confident with my financial situation and retirement plans. I thoroughly recommend them

Fiona R.

I cannot recommend Janis and Stream Financial enough! Janis delivered an unbeatable and warm service that made the whole process so easy.

Rob S.

We have been with Diane for over eight years, she has been such an enormous help with both of us retiring early. She has guided us expertly through all phases of retirement, we trust her with all aspects of our life, she has also become a confidante and friend. We would highly recommend.

Clifford A.

We are retired and wanted to do better on our Super. We were apprehensive about going with a financial advisor, but found the people at Stream financial to be very professional and easy to deal with. Lachlan took time to explain the direction we should go and we are now in a better position. Very happy we made the decision to go with Lachlan and Stream Financial.

Lez W.

Very happy with the communication and service from Diane at Stream Financial - she could sense I was apprehensive about finances bu made the process seamless and completely tailored to my needs. Have already and will continue to highly regard her as a caring and solutions-focused financial advisor.

Shari B.

Highly recommend Stream Financial! Lachlan has been looking after our insurance for years and is extremely helpful and professional.

Allison B.

Great communication, easy to understand.

sharaane M.

Extremely helpfull definitely recommend

Sam M.

The experience we had with Stream Financial was nothing short of amazing. They are so friendly and professional. The out come of our claim thanks to Janis and Lachlan was life changing . Also the advice for our future was perfect for what we need to do to secure our future. I highly recommend Stream Financial and will be a client for many years to comeRegards Sharon

Sharon P.

I recently met with Lachlan Money to assess my financial situation and plan for pre retirement and future estate planning. Lachlan was very helpful and understood my situation immediately. He was friendly, easy to discuss with and be open about these sometimes delicate matters. I appreciated the time and advice Lachlan gave me and will be pleased to engage his services in the future. I was also extremely surprised at the end of my visit to be told that the consultation was no charge. Thank you.

Fiona F.

I cannot recommend the team at Stream financial enough, they are lifesavers!Janis has been terrific even when I was not at my best and Tim is amazing and reassuring when I needed someone to talk to.It has been a life changing out come for myself and my family from the bottom of our hearts Thank you!

Vaughan B.

Lachlan was extremely helpful and professional, always there to assist and answer any questions.Lachlan truly went above and beyond to help myself and my husband with all our insurance needs.Very happy and thankful to you.Amy

Amy G.

Stream Financial have been excellent in the way they conduct business.We have been extremely impressed with Janice Glassop. Janice is one of the most friendly, professional person we have ever dealt with, Janice would be a most valuable employee in any business.Thank You Janice All the very best in the future. Stay safe.

Colleen F.

We have had the good fortune of working with Janis Glassop over a period of time on a very complex and distressing case. I cannot recommend Janis enough. Janis has at all times gone above and beyond in her role representing us. She has been totally committed to our case and her professionalism, knowledge and efficiency has been outstanding. Janis also has a very caring manner and takes the time to get to know her clients, which has allowed us to put complete trust in her with very personal information. I highly recommend Janis and the whole team at Stream Financial.

Zita H.

I have been insured through Stream Financial for a number of years and have recently had to make a claim on my IP insurance. I was in a very vulnerable place at the time and through the interactions with the team at Stream Financial I felt acknowledged and supported through the whole process. Initially meeting with Lachlan who was patient and thorough through the initial first meetings and then had the fortune of having Janis assist me from there on with regular phone calls to just check in and see how i was feeling as well as liaising between the insurance company on my behalf until I felt able to do so myself. I would highly recommend the team at Stream Financial as in my experience, I was entirely supported through the claim process and feel that they put me, the client first.

Richard L.

I would like to thank Janis for her amazing help when our insurance provider took out $6474 in error from our bank account (as we have a monthly direct debit with them). It was very complicated but Janis made them fix their error and refund all of our money back to us. I'm sure if I was solely dealing with the insurance provider on my own that I would still be waiting for our money to be refunded. Words cannot express my gratitude.

Toni-Maree C.

I have been looked after by Streamfinancial for a few years now, and I am always impressed with the professionalism, knowledge, support, friendly & timely response, and especially the kindness shown by staff, who always bend over backwards to help. I would never have any problem in recommending their services, as my experience has always been positive.

Fran C.

Stuart and the team have been fantastic. Just on a year ago we sat down with Stuart and we went through our current situation, short and long term financial goals. He listened, gave us options, was patient and we felt comfortable on our goals. The team checked in frequently at the start to make sure we were able to get everything set up.A year on and I know we wouldn't be sitting where we are today without the help of Stuart and Stream Financial. Thanks guys!

stewart L.

What a great experience I had. The team members I met with only wanted to work out the best option/s for me. I wont hesitate to recommend them to anyone.

Carolynne S.

I only have great things to say about Stream and the boys Conrad and Lachlan. Conrad especially helped me to see exactly where I need to be putting my money and it turns out its not all onto the mortgage. He showed me a strategy that not only secures my Super but also pays off my mortgage faster. Best money spent to get on track and learn more about how I spend my money and where its best spent. Thanks Guys, I am telling everyone about Stream.

Clay S.

I've known Tim and the team at Stream personally for many years, as I also worked in financial services. When I had to put in my own disability claim, even though i lived interstate, I knew who to turn to and they helped me (and my partner - its a difficult time) through the entire process through to a successful claim. With some much needed peace of mind Lachlan has since put us on the right track with a financial plan and we are both feeling confident about the future again. Thank you team Stream!

Gavin L.

I’ve had the pleasure to deal with the Stream financial team professionally with advise for clients in my business & also handling our personal affairs for the last several years!They offer top service, communicate well & have the clients best interests at heart.I do & will continue to highly recommend them to friends, family & clients.

Liam A.

Community and customer centric always welcoming

Pablo C.

Very helpful and professional!

Mary-Anne R.

Highly recommend, Stuart & Timothy have gone above and beyond to assist me with all my financial need. Sharing their knowledge and services which has put me and my family in the best financial position in years. Keeping me up to date with everything at all times and providing the old fashioned service that makes them ahead of the game. Thanks for all your hard work!!

Kyla D.

Amazing service from the team at Stream Financial. From bookkeeping to accounting to business coaching. This is your one stop shop on the Sunshine Coast for small business to engage local professionals for their business needs.

Dave M.

Stream Financial is the only financial planning and accounting firm that I would consider. I've been using them for a few years now and have consistently received excellent advice tailor fitted for my needs. What always impresses me about Stream Financial is the extent to which i feel listened to. Everything they do is built around your goals and the level of risk you are comfortable with. I appreciated the way that costs are all outlined from the start so there are no surprises.Lastly, drinks on the deck proves that Stream Financial is really just in the real estate business! Every couple months they have an event on the deck for clients. Its relaxed but a great way to meet other motivated people in the community. Thanks again Stream Financial!

Andrew B.

Head over and catch up with Lachlan today! You won't be disappointed with what he has to say.Dedicated to helping clients and ensuring he can give you the best possible answer, he is an inspiration to the younger generation! Keep up the good work Lachlan you’re doing great!

Rebecca R.

We recently dealt with Lachlan at Stream Financial to obtain our personal insurances. His advice and communication were exceptional. He did all the hard work in working out the most suitable options. The service was very much oriented towards our needs, and he explained everything very clearly. I highly recommend.

Jeremy H.

Well respected financial planning house. Excellent skills.

Dr Brett Davies (Legal C.

Taking the Complexity Out of Retirement Planning

Retirement planning can often feel overwhelming, with ever-changing government rules, complex superannuation regulations, and a maze of financial considerations. At Stream Financial, we specialise in simplifying this process for our clients and offer jargon-free advice. We’re here to help you set goals, review income requirements, and maximise entitlements, ensuring your retirement planning is both comprehensive and sustainable, and that you're comfortable and informed every step of the way.

Plan your future with Stream Financial and we'll alleviate the anxiety and stress often associated with retirement planning, allowing you to focus on the exciting possibilities that lie ahead

Plan Ahead for Life’s Next Adventure

Retirement marks the beginning of a new chapter in your life, filled with opportunities for adventures and pursuing long-held dreams. At Stream Financial, we understand the importance of preparing for a seamless shift from earning to enjoying to make your post-career lifestyle a reality.

We’ll guide you through accessing superannuation, managing investments, and planning for a retirement that's free from financial stress. Let’s make every dollar count, so you can look forward to a retirement filled with excitement and the freedom to pursue your passions.

01. Book a time to meet with us

Schedule an obligation-free 90 minute consultation with one of our Retirement Advisers to discover how we can help.

02. Create a plan

We’ll work with you to understand your current financial position and your future dreams. We’ll then tailor a unique retirement plan to be your roadmap there.

03. Retire confidently

Have peace of mind that your comfortable retirement will be all you dream of because we’ve planned for your money to last the distance.

Our office is located in Buderim on the Sunshine Coast with plenty of onsite parking. We can also meet with you online if you can't make it to the office.

Book appointment

Get in touch

1300 983 942
Suite 11-14, 100 Burnett St
Buderim, QLD 4556
Monday - Friday
8:30 - 17:00