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How to prepare for a smooth move from employee to entrepreneur

Many Australians dream of starting their own business, but turning that dream into a sustainable income takes planning. Our article explains how to test your idea, manage finances, and prepare for a confident move into self-employment.

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Using debt wisely: how borrowing can build or break your financial plan

Debt can either help build wealth or create financial stress. Understanding when and how to use it strategically can make all the difference.

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How to set SMART financial goals that stay on track

Clear, measurable goals turn good intentions into progress you can see. Learn how to use the SMART framework to set financial goals that work, whether you’re saving for a home, reducing debt or building long-term wealth

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Eight smart ways to put your tax refund to work this year

When used wisely, a tax refund can ease financial pressure today while helping you build security for the future.

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Funeral bonds explained: Covering future expenses

Funeral bonds are a way to set aside funds for funeral costs that grow over time and may receive favourable Centrelink treatment. Here’s how they work and what to consider.

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Reassessing your mortgage: Is paying it off the best move?

Extra mortgage repayments feel smart, but they’re not always the smartest option. If your surplus cash could earn more elsewhere, it may be strategic to rethink your mortgage-first mindset.

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