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How much cash should you hold vs invest in 2026

Cash plays more than one role in a financial plan. Clarifying how much to keep readily available and how much to invest alongside other assets can help you build a portfolio that supports both peace of mind and long-term growth.

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Practical ways to inflation proof your 2026 household budget

Inflation may be easing, but many households are still feeling the pinch from higher prices and interest rates in 2026. A few deliberate changes to how you manage big fixed-costs, everyday spending, and savings can help your budget cope far better with ongoing price pressure.

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Getting your super investment mix working for you

Superannuation is one of the biggest investments many Australians will ever have, yet the default settings are often left unchanged for years. Reviewing how your super is invested and adjusting the balance between growth and defensive assets can make a meaningful difference to your retirement outcome.

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Making the most of post Christmas sales

The Boxing Day and post-Christmas sales can be a great way to stretch your dollar further. But before diving in, it’s worth stepping back to check whether each purchase supports your broader financial goals for the year ahead.

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Starting work: Practical tips for your first job search

Each year, thousands of young Australians move from school into work, often competing for the same entry level roles. This article explains how to highlight your strengths, lift your digital and interview skills, and present a polished, professional first impression to employers.

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Happy family with their kids in front of their new house

Helping your kids buy their home without derailing retirement

Many parents want to help their children buy a first home, especially with today’s property prices. This guide outlines five ways to offer support, the key Centrelink rules to know, and how to keep family finances and relationships on steady ground.

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