With the RBA signalling that interest rates could stay elevated for longer, we cut through the uncertainty and gives homebuyers and existing mortgage holders a practical checklist to take control of their financial position.
Interest rates may stay higher for longer, which can feel uncomfortable if you are thinking about buying or already have a mortgage. This article steps through five practical checkpoints to help you make more confident decisions in today’s lending environment.
Learn how to approach buying, refinancing or holding your home loan in a higher for longer interest rate environment.
It’s natural to question whether super is still working for you in changing markets. We explain how super operates as a structure, how to approach contributions and salary sacrifice, and how insurance inside super can affect both cash flow and long term balances.
Many people now expect to rent for at least part of their later years. We look at what renting in retirement can mean for cash flow, security, government support and lifestyle, and how planning ahead can help.
Frequent flyer points can feel like a bonus, yet not all redemptions deliver the same value. This article explains how Australians typically earn points, what they are worth in different uses, and how to decide whether it is worth structuring your spending around them.