Personal Insurance

Personal insurance helps keep your financial plan on track against life’s mishaps.

Insurance can provide a cost-effective method of providing personal wealth protection and can help you protect your family and yourself if you die prematurely or suffer illness, medical crisis or injury.

It can ensure that any lump sum capital needs are catered for and ongoing income requirements are covered. Most people insure their homes and cars but not themselves and the income they earn.

Life Insurance

Most commonly referred to as Term Life Cover, this type of benefit provides coverage (in the form of a cash lump sum) in the event of death or terminal illness. To ensure your debts are paid off and any dependents are cared for financially.

Trauma Insurance

Trauma or critical illness policies pay a lump sum in the event of an injury or sickness as defined in the policy.

Total and Permanent Disability Insurance (TPD)

This policy will pay a lump sum if you become disabled and are unable to work again. You can use this lump sum to pay off debts, cover medical costs and invest so that you have an annual income to help maintain your lifestyle.

P Plate Protection

P-Plater protection is not another form of car insurance. It’s a policy that covers your son or daughter for accident-related traumas such as, paralysis, major head trauma, severe burns, coma and loss of limbs.