Personal insurance helps keep your financial plan on track against life’s mishaps.
Insurance can provide a cost-effective method of providing personal wealth protection and can help you protect your family and yourself if you die prematurely or suffer illness, medical crisis or injury.
It can ensure that any lump sum capital needs are catered for and ongoing income requirements are covered. Most people insure their homes and cars but not themselves and the income they earn.
Most commonly referred to as Term Life Cover, this type of benefit provides coverage (in the form of a cash lump sum) in the event of death or terminal illness. To ensure your debts are paid off and any dependents are cared for financially.
Trauma or critical illness policies pay a lump sum in the event of an injury or sickness as defined in the policy.