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The essential ingredient of a financial plan

Here’s a recipe for a basic financial plan: Take one or more income sources and pour into a big pot. Add appropriate amounts of life, income protection and permanent disability insurance. Simmer for a few decades while slowly adding superannuation contributions and a dollop of non-super savings. Stir in some constructive debt, but take care…

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Shit that I need to think about now that I’m older

The other day I went for a general check-up and the doctor said among other usual tests, ‘cholesterol, blood pressure, iron etc’ we had better check your prostrate (something an early 40ish year old male just gives a blank look too!). The doctor said ‘ well you are in your 40’s now’ – and this…

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Pre-nup agreements – are they worth it?

Guest Blog by Shanahan Family Law A pre-nuptial agreement (known as a Binding Financial Agreement) is becoming more and more the norm for couples who are wanting to form a long-lasting relationship whilst also thinking with their heads and protecting their assets. It could be considered like insurance, you may not want it but if…

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Financial Independence Awareness Day

This Sunday 25th April 2021 is Financial Independence Awareness Day! Financial independence is something we all like the sound of, but not many of us know much about how to truly attain it. That’s why International Financial Independence Awareness Day has come along to change all that. It’s about sharing the simple rules that can…

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Teach me how to use money

Financial Advisers Sunshine Coast – Stream Financial Schools and universities are great places and teach us so much, but often fail to instil some basic life skills. One such life skill is understanding money. Sounds simple, right? We spend it, and many of us do that well… perhaps too well. Many people get themselves into…

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Trans-Tasman retirement savings portability scheme for individuals

From 1 July 2013, individuals may transfer retirement savings between Australia and New Zealand after emigrating from one country to the other. The transfer is voluntary for members. Accepting transferred retirement savings is also voluntary for Australian super funds. Check with your Australian super fund to confirm if they are participating in the scheme. You may…

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