Stream Financial – Financial Planning Sunshine Coast Most working Australians aspire to the idea that they’ll reach a point where they can retire debt-free and with enough money in their superannuation fund – perhaps supplemented by the age pension – to provide them with a comfortable standard of living in retirement. For many that remains…
Financial Advisers Sunshine Coast The world is constantly dangling temptations before our eyes, and it’s never been easier to buy stuff, even if we don’t have the money. The upshot is that we are all susceptible to making some basic financial errors. Individually, these mistakes can be small. Added together, they can really hold us…
Our awesome team at Stream Financial – Sunshine Coast Financial Advisers have proudly donated the proceeds from ‘Casual Dress Day’ to IFYS Ltd who support families, children and young people who are disadvantaged. IFYS Ltd delivers a range of specialist support and intervention programs for children, young people and families. Working closely with businesses, corporations,…
Stream Financial – Sunshine Coast Financial Advisers When most people think about financial planning they tend to focus on the wealth creation side of things, but often forget about the wealth protection. Building a financial plan without adequate insurance is like building a house on flimsy foundations. Comprehensive insurance cover can be a significant expense;…
Here’s a recipe for a basic financial plan: Take one or more income sources and pour into a big pot. Add appropriate amounts of life, income protection and permanent disability insurance. Simmer for a few decades while slowly adding superannuation contributions and a dollop of non-super savings. Stir in some constructive debt, but take care…
Stream Financial – Financial Planning Sunshine Coast Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If your mortgage interest rate was 8% per annum, that’s the effective,…