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Living Longer, Working Longer – is this the new the Australian way?

Australians born after 1966 will now not be eligible for the aged pension until age 70.  The measure first flagged in then-treasurer Joe Hockey’s 2014 budget, was expected to be scrapped but seemingly has now become a reality. Age to which pension will be raised Date this applies People effected Earliest date from which you…

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Claim Management Process Improvements

We have recently undertaken a review of our claims management process to ensure that we are providing the best possible service to our clients. As part of the review, it was important for us to be able to offer a complimentary service to clients that are going through a difficult period. This involves us getting…

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Discovering the Choice to do Different

Some of the best moments in life are those we stumble across almost by chance, serendipitously. We chalk it up to good fortune discovering that small special place, when the odds are we would have been more comfortable staying at home or going to the usual spot down the road. It’s easy to explain away…

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Adversity into Opportunity-Keys to successful Insurance Advice

What do you do when your prospective client says you’re just there to push insurance on him? He goes on to tell you that insurance companies are like a broken slot machine- they never pay out. This is the situation I faced last Tuesday. The recent scandal surrounding CommInsure has highlighted the fine line that…

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A Weighing of Expectations

Our world is filled with expectations. It’s how our minds deal with the events and stimulus around us. Without this ability the mind would be on a constant edge of uncertainty, not knowing what lays wait around the corner. Expectations are impossible to escape – we place them on people, events, experiences, investment markets, ourselves,…

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Robo-advice vs. Advice

I’m a financial adviser and I’ve been hearing a lot of talk recently that we’re being replaced by robo-advisers. Certainly, a fundamental change is about to sweep the Australian market and advisers have to move with the times… But, I’m not going out to look for another job, just yet. I’ve seen this before… My…

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